CentralTech

 Whilst researching into getting consolidation loans for the self employed, I have found out this little bit of information - which is encouraging.Apparently when applying for a self certification loan, which is where you cannot prove a regular income, lenders...

Mike has been away from home since thursday of last week on a short 3 week contract, working for a company near Strasbourg, in Germany. He was contacted by a friend of ours who has worked with him before and who was too busy to take on this job and thought...

 Well, we have traded in our four year old Volkswagen Golf Tdi for a ten year old Golf GL, which has released just over £6,000.Of this £4,500 will pay off our high interest credit card, the rest will be put to one side for living expenses, until one of...

 After a couple of emails and suggestions from friends and family, I have decided to add user registration. Currently registered users will only have access to the Games page and will be able to add comments to articles more easily. However, I will look into...

 Wow!I love it when it snows, but this is something else. Last time I remember snow like this (without going abroad) I was still living in Brighton and myself and a few friends who couldn't get to work went out and rode our bikes at [[Devil's_Dyke,_Sussex|Devils...

 [[Orbital_(band)|Orbital]], one of my all time favourite bands who disbanded in 2004 are to reform. As part of this they are doing some live shows, one of which is at the Brixton Academy on Friday 25th September. Tickets went on sale today and although I...

  I've just gone through our credit card history and noticed that some of the larger purchases were by Mike after he'd got back from the pub. I guess i'm going to have to make sure that he can't find his cards when he gets back from drinking with friends...

 After speaking to our mortgage provider yesterday, we have managed to arrange a mortgage holiday for three months. We could have had upto six months, but we though that we'd prefer to have those other three months as a backup (for what, I'm not sure - but...

We have just got back from a long weekend away with my brother who lives in [[Sheffield]]. He's currently writing up an overdue PHD and so we thought he could do with a break. Of course, I fancied a spot of climbing and Carol has some friends she wanted to...

 Here is my quick top 10 to help clear your debts 1. Know your Budget - Calculate your incomings and outgoings on a per monthly basis. Outgoings - Include your mortgage, loan, credit & store cards, direct debits and other regular bills and expenses,...

 With only two more mortgage payments available to us from what's left of our joint savings we have decided to look into either reducing our payments by switching mortgage providers, remortaging with our current lender or taking a payment holiday. The latter...

 I found a fantastic debt tool this weekend. Called the Snowball Calculator, it allows you to 'enter up to 20 different debts with their associated APRs, and the total amount you want to spend per month servicing your debts, and it'll work out the order...

This morning Carol answered the phone to someone from the 'Debt Information Centre' who after asking her some questions put her through to a company called Debt Free Direct, who then tried to offer her an [[Individual Voluntary Arrangements|IVA]]. Fortunately,...

Before we decide to deal with the debt that be have accumulated. Our first goal is to try and reduce our outgoings, especially as neither of us may get a new job anytime soon. So that we dont have to use our credit cards as much.Things we have decided to look...

 Right, lets start this off.I have been playing with putting together a site for sometime now, primarily for photos and some other nonesense that I find, but have never got round to it. Until now, though for different reasons. Our personal circumstances have...